Buyers

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At HTX Lux Homes, we’re committed to making your home buying experience seamless, personalized, and luxurious. From curating a selection of properties tailored to your lifestyle to guiding you through each step of the process, our goal is to help you secure the perfect home or investment with confidence.

To tour properties, clients must provide a current pre-approval letter from a lender. If you’re not yet pre-approved, no worries — we can connect you with our trusted affiliates to help get your credit mortgage-ready or refer you to one of our preferred lenders to get started.

With us, you’ll gain more than just a property — you’ll gain a trusted partner dedicated to helping you achieve your real estate goals.

• Greater flexibility for buyers: Inventory in Houston is rising—listings surged about 29% month-over-month—offering more choices and negotiating power.
   
• Slight rise in affordability: As of Q2 2025, 39% of Houston-area households can afford a $349,400 home—up from 37% last year—thanks to modestly lower mortgage rates (about 6.8%) and a 0.6% dip in median home prices.
   

• Typical mortgage rates in Houston now hover between 6% and 7%.
   
• For more context, 15-year fixed rates are around 5.9%, making this a favorable time for buyers to explore options.
   

Step-by-Step Buying Process:

1. Get Pre-Approved: A pre-approval letter is required to tour our listings. If you don’t yet have one, we’ll connect you with our lender partners to get you credit-ready.
    
2. Understand Your Finances: Know your credit score, down payment, and budget—including taxes, insurance, and possible HOA or flood-insurance costs.
    
3. Neighborhood Selection: Explore Houston’s neighborhoods based on your lifestyle needs, investment goals, or Airbnb potential.
    
4. View Properties & Make Offers: Act quickly—Houston’s market can move fast.
    
5. Inspections & Appraisal: Once under contract, schedule inspections and finalize your mortgage.
    
6. Closing: Review all documents carefully—don’t hesitate to ask questions before signing.

Typically, closing in Texas takes approximately 35 days after an accepted offer, with cash deals closing even more quickly.

Curious about how HTX Lux Homes can guide you or your investment strategy—like Airbnb or vacation rentals? Let’s schedule a private buyer consultation today and get you pre-approved, prepped, and ready to explore Houston luxury.